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PPF Calculator
Calculate your PPF maturity amount with 7.1% annual interest. Tax-free returns under EEE category.
Maturity Amount
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Total Invested
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Interest Earned
PPF Calculator: Plan Your Public Provident Fund
Our PPF calculator computes the maturity amount of your Public Provident Fund investment. PPF offers 7.1% tax-free returns under the EEE (Exempt-Exempt-Exempt) category.
PPF Maturity = Annual Investment × [{(1+r)^n - 1} / r] × (1+r)
Example: ₹1,50,000/year for 15 years at 7.1%: Maturity ≈ ₹40.68 lakhs. Total invested: ₹22.5 lakhs. Tax-free interest: ₹18.18 lakhs.
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Frequently Asked Questions
What is the current PPF interest rate?
PPF interest rate is 7.1% per annum (compounded yearly) as of Q1 2026. Rate is set by the government quarterly.
What is the PPF maturity amount?
With ₹1,50,000/year for 15 years at 7.1%: Total invested = ₹22,50,000. Maturity ≈ ₹40,68,209. Interest = ₹18,18,209 — completely tax-free.
Can I withdraw PPF before 15 years?
Partial withdrawal is allowed from the 7th year. Full withdrawal only after 15 years. Loans against PPF available from 3rd to 6th year.
What is the minimum PPF investment?
Minimum ₹500/year, maximum ₹1,50,000/year. Can be deposited in lump sum or up to 12 installments per year.